Factoring Solutions

Non Recourse Factoring

An extensive range of solutions for the management of late payments by Public Administrations.

Recourse Factoring

In addition to non-recourse factoring services, Banca Sistema also provides recourse factoring services for past due and maturing trade receivables.

VAT Receivables

The service that provides the non-recourse and recourse factoring of tax receivables such as income tax and annual and quarterly VAT.

Maturity Factoring

The factoring solution that enables deferrals of payments and contributes to the improvement of business relationships with your suppliers.

Receivables Certifications

The certification service for receivables due from Public Administrations through the Italian Ministry of Economy and Finance platform.

Credit Management

The service is aimed at companies of all sizes that need solutions to reduce credit management times and costs.

Banking Solutions for Businesses e Professionals

Current Account

Aimed at Professionals and Businesses. With an annual gross remuneration rate of 1.50%, it offers basic services or more advanced features, according to the customer’s needs.

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The Current Account For Businesses
(available only in italian) Find Out About
The Current Account For Professionals
(available only in italian)

Current Account
Premium Corporate
(available only in italian)

Aimed at Businesses, it provides an annual gross remuneration rate of 0.10% on balances starting from € 500,000, with no restrictions on the cash deposited.

Time Deposit

A time deposit account with no costs. Stamp duty paid by the Bank. The opening of a current account with Banca Sistema or minimum deposit amounts are not required.

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The Time Deposit For Businesses
(available only in italian) Find Out About
The Time Deposit For Professionals
(available only in italian)

Securities Account
(available only in italian)

For businesses that already hold a current account with Banca Sistema. It provides the custody or management of financial instruments and securities.