Banca Sistema supports Italian entrepreneurship by offering medium- to long-term Financing backed by the MCC Guarantee Fund and SACE.
This financing is intended for SMEs, mid-cap companies, and large corporations with annual revenue exceeding €150,000, organized as corporations.
The financing offered can support Italian companies in terms of both liquidity and investment, backing growth projects in various areas: green initiatives, international expansion, technological innovation, digitalization, and infrastructure.
In addition, they support supply chains, economically disadvantaged areas, and women-led businesses.
Medium- to long-term financing backed by the MCC Guarantee Fund is intended for SMEs. It addresses liquidity or investment needs related to business operations.
Key features of the financing:
Financing backed by the SACE Guarantee Fund (under the framework agreement) is available to all Italian companies, including SMEs, Mid-Caps and large enterprises, seeking to finance their investment projects. Financing is available for amounts of up to €5 million, with a maximum term of 8 years, a guarantee of up to 70%, and quarterly repayments.
SACE-guaranteed financing is designed to support the growth projects of Italian companies across a range of areas, including expansion into global markets and internationalisation, green investments, technological innovation, digitalisation and infrastructure.
With our financing solutions, you can access credit in as little as 30 days (for financing of up to €500,000 backed by the MCC Guarantee Fund). *
Get financing for your business in as little as 30 days*.
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Fill out the form—it takes just a few minutes and is non-binding. Our specialists will assess which solution is best for you and whether you meet the eligibility requirements.
Get an assessment in just a few days. If approved, one of our specialists will contact you right away.
With our financing, you can receive the requested amounts in as little as 30 days*.
Guaranteed Financing is available to SMEs, mid-caps and large companies with annual turnover above €150,000 that are incorporated as companies limited by capital.
See the Information Sheets in Transparency for details.
Submit an eligibility request using the form. You will receive the outcome in a few days and can apply for financing on our digital platform.
If you need help, call our number +39 02 8421 3579, Monday to Friday, from 9:00 a.m. to 1:00 p.m. and from 2:00 p.m. to 5:30 p.m. An adviser will discuss your needs and guide you through the application, from gathering documents to signing the contract.
To apply for Banca Sistema Guaranteed Financing, you must meet, among other conditions, the eligibility requirements of the MCC Guarantee Fund and/or SACE.
With our financing solutions, you can obtain credit in as little as 30 days for loans of up to €500,000 backed by the MCC Guarantee Fund*. Once all the required documentation has been submitted, the Bank will begin the assessment process. Once the agreement has been signed, the funds will be disbursed to your current account shortly thereafter. One of our experts will support you throughout the entire process, keeping you updated on the progress of your application.
Our customer service line +39 02 8421 3579 is available Monday to Friday, from 9:00 a.m. to 1:00 p.m. and from 2:00 p.m. to 5:30 p.m. Alternatively, email us at customer.banking@bancasistema.it.
* Advertisement for promotional purposes. See Transparency for the applicable financial and contractual terms.
The indicated terms may vary based on the applicant’s profile and further checks by the Bank. The Bank has sole discretion over whether to grant the loan.