3 months
2,20%
gross annual rate
Businesses
Business Deposit Account
Yes, it’s a deposit account! Terms ranging from 3 to 120 months, no fees, and stamp duty paid by the Bank.
This is a term deposit account with ZERO FEES, and the Bank covers the 0.20% stamp tax. You do not need to have a Banca Sistema current account to open it.
The minimum deposit amount is 500.00 euros, and the maximum is 500,000.00 euros. You can choose to open one or more term deposits with terms ranging from 3 to 120 months.
Terms and Conditions
- Opening and Management fees
ZERO
- Stamp duty (0.20%)
Paid by the Bank
- Minimum amount
€ 500,00
- Maximum amount
€ 500.000,00
- Term of the deposit
3 to 120 months
Advertisement for promotional purposes. For terms and conditions, see the Information Sheets.
Rates by term
6 months
2,40%
gross annual rate
9 months
2,60%
gross annual rate
12 months
2,80%
gross annual rate
18 months
2,85%
gross annual rate
24 months
2,90%
gross annual rate
30 months
2,90%
gross annual rate
36 months
2,90%
gross annual rate
42 months
2,90%
gross annual rate
48 months
2,90%
gross annual rate
54 months
2,95%
gross annual rate
60 months
3,00%
gross annual rate
120 months
3,00%
gross annual rate
Rates effective as of November 18, 2025.
Stamp duty is not due if the lock-in period expires by December 31 of the same year the account is opened.
Documents required for opening
Valid identification document of the Legal Representative
Tax ID number of the Legal Representative
Articles of Incorporation or Bylaws
Chamber of Commerce certificate issued no more than three years prior
Resolutions granting powers
How to Open an Account
Before proceeding with the opening of a SI conto! Deposit account, we invite you to carefully read the informational documents listed on this page, in the “Useful Documents” section.
Customer Service
siconto@bancasistema.it 800 691 629800 691 629
Toll-free number available Monday to Friday, 8:30 a.m. to 6:00 p.m.
Milan Branch
By appointment only, from 8:30 a.m. to 1:00 p.m.
Largo Augusto 1/A, at the corner of Via Verziere 13, 20122 Milan
Tel. +39 02 8028 0241