Deposit account for Professionals
This is a fixed-term deposit account with ZERO FEES, and the bank covers the 0.20% stamp tax. You do not need to have a Banca Sistema current account to open it. The minimum deposit amount is 500.00 euros.
The maximum deposit amount is 500,000.00 euros.
You can choose to set up one or more fixed-term deposits with terms ranging from 3 to 120 months.
deposito
Comparison between interest rate and stamp duty by deposit duration.
| Duration | Interest rate | Stamp Duty (0.20%) paid by the Bank |
|---|---|---|
| 3 MONTHS | 2.10% | 0.20% |
| 6 MONTHS | 2.15% | 0.20% |
| 9 MONTHS | 2.30% | 0.20% |
| 12 MONTHS | 2.60% | 0.20% |
| 18 MONTHS | 2.70% | 0.20% |
| 24 MONTHS | 2.70% | 0.20% |
| 30 MONTHS | 2.75% | 0.20% |
| 36 MONTHS | 2.80% | 0.20% |
| 42 MONTHS | 2.85% | 0.20% |
| 48 MONTHS | 2.90% | 0.20% |
| 54 MONTHS | 2.95% | 0.20% |
| 60 MONTHS | 3.00% | 0.20% |
| 120 MONTHS | 3.50% | 0.20% |
Rates effective as of November 18, 2025.
(*) Stamp duty is not due if the term expires by December 31 of the same year the account is opened
Calculate Your Earnings
Use a period for decimals and a comma for thousands, for example 1,234.56.
This is an approximate calculation provided for illustrative purposes only.
You can also lock in funds for periods other than those indicated in this calculator.
Rates effective as of June 22, 2026.
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For terms and conditions, please refer to the Information Sheets.
Documents Required for Account Opening
A valid identification document for the Legal Representative.
Certificate of VAT registration (for residents of Italy only).
Articles of Incorporation or Bylaws.
How to Open an Account
Before proceeding with the opening of a SI conto! Deposit account, please carefully read the informational documents provided on this page in the “Useful Documents” section.
Customer Service
Toll-free number
Available Monday to Friday from 8:30 a.m. to 6:00 p.m.
Milano
By appointment only from 8:30 a.m. to 1:00 p.m.
Largo Augusto 1/A, ang. via Verziere 13 20122 Milano - IT
Ph. +39 02 8028 0241
